Apply for a Mortgage
Start your home financing journey with Capital Mortgage Source. Our simple application process makes it easy to get started.
Apply Online in Minutes
Our online application is secure, straightforward, and designed to make the mortgage process as smooth as possible. You can complete it in about 15 minutes, and our team will be in touch promptly to discuss your options.
Create Your Account
Set up your secure account to access your application anytime.
Fill Out Your Information
Provide your personal, financial, and property details.
Upload Required Documents
Securely upload the necessary documentation to support your application.
Review & Submit
Review your information and submit your application.
Important Notice
This is not a loan application. Clicking "Start Your Application" will connect you with a licensed loan officer who will guide you through the formal application process. No credit decision is made based on information provided through this website.
Loan Approval Disclosure: All loans are subject to credit approval and underwriting. Not all applicants will qualify. Rates, terms, and fees are subject to change without notice and may vary based on creditworthiness, property characteristics, loan amount, and other factors. By providing your information, you consent to be contacted by Capital Mortgage Source via phone, email, or text message. Consent is not required as a condition of receiving services.
Not ready to apply online? Call us at 888-315-6706 orcontact us to schedule a consultation with one of our mortgage professionals.
What You'll Need
Having these documents ready will help streamline your application process:
Personal Information
- Social Security number
- Driver's license or state ID
- Contact information
- Current address and housing history (past 2 years)
Financial Information
- Past 2 years of W-2s and tax returns
- Recent pay stubs (last 30 days)
- Bank statements (last 2 months)
- Investment and retirement account statements
- Information about outstanding debts and loans
Property Information
- Purchase agreement (if buying)
- Property address and details
- Estimated property value
- Homeowners insurance information
- Current mortgage statement (if refinancing)
Additional Documents (if applicable)
- Self-employment documentation
- Divorce decree or separation agreement
- Gift letter (if using gift funds for down payment)
- Bankruptcy or foreclosure documentation
- VA Certificate of Eligibility (for VA loans)
What Happens After You Apply
Here's what you can expect after submitting your application:
Initial Review
Within 24 hours, a mortgage consultant will review your application and contact you to discuss next steps.
Document Verification
We'll verify your documents and may request additional information if needed to complete your application.
Loan Options
We'll present personalized loan options based on your financial profile and goals, helping you choose the best fit.
Approval Process
Once you select a loan option, we'll guide you through the approval, underwriting, and closing process until you receive your funding.
Important Licensing Information
Capital Mortgage Source | NMLS# 2320694
• Not all products are available in all states. Please contact us to confirm product availability in your area.
• This is not a commitment to lend. All loan terms are subject to credit approval and may vary based on creditworthiness, property type, loan amount, and other factors.
• Equal Housing Opportunity. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, or other protected classes.